Ms. Fahmida Rashid Meghla, Mirpur, Dhaka
Rumki’s dream is to build a full face physiotherapy hospital
Umme Sayla Rumki is a physiotherapist, came from a low income family. She had completed graduation on physiotherapy since 2008 from Dhaka University. From the childhood, she used to dream to build her own business instead of getting job. Therefore she started a physiotherapy center by renting 500 square feet place near to her living area at Mohammadpur, Dhaka in 2009.
After 2 years of startup time, the place owner took back the place. It was big shocking for her due to unavailability of getting another place. It’s very difficult to get a commercial place in Dhaka city with cheap, especially for women. To secure her life and livelihood she started working as physiotherapy employee in different hospital of Dhaka city around 2 years. But she was very unhappy, she thought that she should not do job because she has capacity to create job for others.
During that time by the way she reached out by B’Yeah and got support of developing entrepreneurship in 2015. She had received the basic training, advance training, business profile development and financial institutional linkage from the Turning Job Seekers into Job Creator project of B’Yeah.
After support of B’Yeah, she rented 700 square feet business space in Uttara of Dhaka city which is more posh then the previous business location of Mohammadpur. She shifted her living place as well from Mohammadpur to Uttora.
Now after 1 year, she is owner of around 1500 Square feels full frame physiotherapy centre decorated with air condition. Almost 10 employees are working in the physiotherapy centre with separated sections of male and female. Recently they have initiated a JIM for female and dental clinic services.
Umme Sayla Rumki’s final dream is to build a full face physiotherapy hospital where around thousands of people will get chance to work.
A story of Job creators
Masum Talukder has born in 1985 at a rural family of the western part of Bangladesh. After passing diploma education he came to Dhaka in 2005 for employment. As like as so many rural youth of Bangladesh, he faced difficulties to adjust and getting job in Dhaka city. However, initially he got a job in a company but could not carry on due to work pressure.
After that he had started a cloth shop with a partner jointly. But that was also 3 years long failed project reason of losing profit. He leaved the partnership business and seeks again a job as factory manager in a handicraft factory. After 3 years of working experience on handicraft production business, he got inspiration to starting up his own business.
In 2014, he has started my own handicraft business in Dhaka Uddan area of Mohammadpur, Dhaka. After 1 year, he realized that the business is not growing up. He felt worried to lose again! But one day one of his business friends suggested him to get connect and seek support from B’Yeah.
He has connected with B’Yeah in 2015. That was turning point of his business life. He has received all of orientation, basic, advance training from B’Yeah as well as business profile development and financial institutional support.
Shathi is a role model for youth entrepreneurs
Ms. Shanta Islam Shathi got married when she was only 18, but early marriage could not stop her from pursuing further studies and emerging as a successful entrepreneur later. “I did not want to be a static witness as a member of a poor family rather eager to live with freedom, dignity and safe life” –a simple desire made U-turn of Shathi’s life a year before. Curranty Shathi is a women entrepreneur of 27 years old with only 12 class education and lives in Mirpur, Dhaka. She was married couple of years before and was spending her hard life in her husband’s family along with her father and mother in laws. She has a sweet daughter too. Due to the economic crisis in family she wanted to give relieve her husband and start a small business. So that she has started a beauty parlor in a room rented by Tk 5,000 monthly in Mirpur-10, Dhaka. Before starting business she had a 3-month long course on beautification. Then initially she had invested only Tk 20,000 from her own savings in 2014 and give the name of that parlor- Opshawary Beauty Parlor. She had faced a year-long struggle to start-up her business and failed. As she has the technical skills so that she works from her home and earn very few money what was not enough for serving her family. She was in frustration and searching way forward.
Suddenly one of her friend told her about B’Yeah who can help her to start her business again. Shathi knocked to B’Yeah to become project participant. After receiving the training, a new hope emerged in her mind. After that she has developed her business plan and submitted loan application to MIDAS again. Finally with the support of B’Yeah she got 400000 (£-4000) taka loan from MIDAS and gradually her business is began with new energy.
Shathi has registered with B’Yeah in December, 2016, as a project participants and received training courses on entrepreneurship development, business selection process, business management, gender equality, etc and also connected with an experienced mentors. After receiving the training and mentoring support a new hope grow in her mind and see the light house by B’Yeah. She received the others supports and services from B’Yeah such as business counseling, mentoring, business plan writing and company profile development, etc.
Shathi is now a successful business person with holding two branches of beauty parlors. Answering a question she said “earlier, I could not realize that there are so many things to do and learn about business plan, relation with diseases especially the reproductive health issues”. Opportunity never comes always, but appropriate use of the scope can lead a person in a positive trend, which B’Yeah has done for me, she said. Now after 1 year, she is owner of around 1600 Square feet’s full frame Beauty parlour centre decorated with air condition. Almost 6 employees are working in the parlour. These workers also earned also a handsome amount for their livelihoods. Recently they have inaugurated a JIM for female. Currently she has a net profit of Tk. 20000 – 40000 (£ 200-400) in an average per month. It is very clear that Shathi and her husband put the name of the business in the name of their child `Opshowari Beauly Parlour’. Her mentor said, Shathi is the role model for struggling youth in Bangladesh. Furthermore, Shathi has a dream to establish a big training center where many youth especially female, will receive training on beautification and will be self-employer. She is working to reach and fulfill her dream.
The mentoring has saved Anamika’s business
Anamika is an entrepreneur who have been registered as project participant of B’Yeah in the earlier of this year. After enrolment she has received training and business plan development support. Currently she is getting support from mentors and waiting to receive loan from Bank. She has a factory of producing mosquito coil in Dhaka since 2013.
Beginning of this year she was facing big trouble of inadequate utilities such as gas and electricity. By addressing this problem she has meet with her mentor Ms. Nusrat Khan. Ms. Nusrat Khan the director and teacher of Hotel Management Institute of Bangladesh. Hearing the problem of mentee, the mentor suggested to the replace the factory from this place to another place where proper utility services will be ensured. There was no other option because govt. has priority to develop their services in that area. Consequently the mentee has sifted her business from that place to near her house. But for the sifting expenditure and other infrastructural expense she has fallen in the big financial crisis. This crisis forced her to meet with her mentor again and the mentor suggested her to receive a short loan from the SME foundation with the recommendation of B’Yeah. But there have some other limitations of papers and procedure of bank loans. All the govt. affiliated banks required some of legal and organizational procedure like trade license, agreement, deed of business place rent, etc. Unfortunately, Anamika has none of those papers by her current business location. She was so much upset but the mentor show her another way to prepare all those papers. Mentor gave a contact address of a consultant with her reference. That consultant could help to prepare all those procedures within a short time.
Finally, Anamika met with that consultant and prepared all those papers by a short time and came to B’Yeah for the recommendation of getting bank loan of SME Foundation. By the recommendation of B’Yeah she have received taka 5,00,000 from the bank and get back to her factory production. Now she is the employer of 50 works by her small mosquito coil factory.
Dina Laila said “I was suffering a lot for getting loan from Bank but with the support of B’Yeah it became easier for me.”
Dina Laila is now a successful woman entrepreneur. She is the owner of a Beauty Parlor, Jim and Boutique Shop at Mirpur, Dhaka. She has been struggling to establish her business since 2004. Finally B’Yeah support to make her life easy and successful.
At the mid of 2016 she required little money to extend her business. But she was failed to receive loan from any financial institutions. She was upset!
By the way she knew about B’Yeah and being connected with the procedure of TJS project. As a result, within a very short time (October 2016) she has received first basic training on entrepreneurship development and business management’. After receiving the training, a new hope emerged in her mind. After that she has developed her business plan and submitted loan application to MIDAS again. Finally with the support of B’Yeah she got 300000 taka loan from MIDAS and gradually her business is being expanded and the number of customers is also being increased remarkably.